For the first one, all you did was take two images, change the angle. Then, slap some text on, and make the text have an outer-glow with a drop-down shadow. 1/10
For the second one, you just took a gradient. Then drew a little line, and smudged the line a bit. Then slapped some text on with drop-down shadow. 1.25/10
Take one of them, my choice being the red one, and move it above the text. Adds a bit of discontinuity down the center. Also, try changing the font color to black and removing the stroke. See how that looks.
Better. Now this time try using both hats, put 'em on the corners like you had, make the blue one smaller and keep it in the background being the text and make the red one a bit larger than the blue and put it on top